You could ask the insurance company to buy you a new wheel w/ center cap and add $200 to it for a good chrome job(estimate from any chroming shop). Keep the new wheel, buy a used chrome one in good condition, and keep the remaining money($200 minus the cost of a used one). I will buy the new one from you immediately, as I've been looking for a new right rear TT wheel for a while. I'll paypal you $150 for the brand new right rear TT wheel, and that'll be all profit for you.